Who is Flexiti?
Flexiti is a Canadian fintech company that offers flexible payment solutions via the FlexitiCard that makes financing simple. The approval process is quick, their financing plans are flexible and customers can use their FlexitiCard® in the Flexiti NetworkTM.
What are the payment options?
Divide your payments Choose a payment plan with equal monthly payments (with or without promotional interest rate) and divide the amount of your purchase into equal installments * Defer your payments 90-day deferral period followed by 12 equal monthly payments with promotional interest rate* Pay for your everyday purchases Shop now and pay for your purchases monthly!
What are the benefits?
- Choose to pay in equal monthly installments or defer your payments with an interest-free financing plan*
- The FlexitiCard is accepted in nearly 6,000 stores, in-store and online!
- Quick and easy application process
- After initial approval, you do not have to submit any further requests
- Payments made easy through online banking
FINANCING PLANS AVAILABLE
APPROVAL IN MINUTES!* ! *O.A.C. Subject to the terms of the Flexiti Cardholder agreement. For no interest equal monthly payment plans; no interest will accrue during the promo period. Purchase amount is to be paid in equal monthly payments of principal, plus payment protection insurance premiums, fees and taxes, if applicable. For interest bearing equal monthly plans: the promotional annual interest rate (Promo AIR) will be 9.99%, 13.99% or 19.99%; varies based on cardholder’s creditworthiness at the time of application and will be disclosed prior to completion of the transaction. Purchase is to be paid in equal monthly payments of principal and Promo AIR, plus payment protection insurance premiums, fees and taxes, if applicable. For 90 day deferral followed by equal monthly payments with Promo AIR plans: no interest will accrue and no payments are required for 90 days, any remaining balance is to be paid in 12 equal monthly payments plus Promo AIR, insurance premiums, fees and taxes if applicable. Promo AIR will be disclosed prior to completion of the transaction; varies based on cardholder’s creditworthiness at the time of application. For all plans: if any payment is missed, all promo offers on the account may be cancelled and upon cancellation, interest will be calculated at the cardholder agreement annual interest rate (Account AIR). Initial Account AIR is disclosed upon approval, varies based on cardholder’s creditworthiness at time of application. Current Account AIRs are 30.99%, 35% (max for Quebec residents), and 37.99%. Any balance at the end of the promo period bears interest at the Account AIR. Admin fees of $49.99 to $431.28 apply depending on the merchant and will be financed with purchase; fee amounts are based on purchase amount and promo term length (excluding Quebec residents). Annual fee of $39.99 applies for residents of Quebec and $24.99 may apply for residents of other provinces. Interest-free grace period of 21 days applies for new standard revolving purchases that appear on your account statement for the first time if the balance is paid in full by the payment due date. Conditional upon ID verification and on approved credit and valid email address required. Applications may subject to a secondary, manual review. Promo and terms may be changed without notice. Financing provided by Flexiti Financial. Flexiti, FlexitiCard and Flexiti Financing are trademarks of Flexiti Financial Inc.